Gay Mortgage Advice

At RPM Lending, we know that the mortgage process presents additional challenges if you are gay. Since you may face discrimination, you may undergo an unnecessarily difficult procedure when attempting to purchase your dream home. 

If you are gay and you would like to own your own home, consider the following gay mortgage advice, to ensure that you have the most positive home-buying experience possible:

Obtain a Quick Claim Deed
Since you and your domestic partner are not viewed as legally married by the law, you should obtain a quick claim deed. This deed will insure that the non-applicant has full rights to the home should you pass away.

Be Aware of Discrimination
Even though we’ve reached the 21st century, some people still believe that marriage should only consist of the love between a man and a woman. Many times gay individuals and couples suffer discrimination when going through the mortgage process because their Realtor® or mortgage advisor does not approve of their lifestyle. This can lead to the gay individual or couple “qualifying” for a mortgage loan which is much worse than other rates which they do qualify for. In addition, some mortgage advisors sometimes inform these couples that they don’t qualify at all—even if they do! Keep your eyes peeled for discriminatory practices and be sure that you do business with gay mortgage advisors you can trust.

Partner with Gay-Friendly Professionals
By utilizing gay-friendly real estate agents, mortgage advisors, and title officers, you know you can speak freely about your true situation and your goals in life at RPM Lending. Our gay mortgage advisors are sensitive to your situation and can provide you with relevant gay mortgage advice which can make your home-buying process go more smoothly. At RPM Lending, we partner with several gay-friendly professionals, including:

Real Estate Agents

• Laurie Balmer
• Jim Sutton
• Chris Lucas
• Tracy Highspencer
• Ryan Stohl
• Patrick Guerin
• Jennifer Kern

Escrow Companies

• Lorna Rel-Fidelity National Title - 505-296-0753
• Cari Payne-U.S. Title

Call 505-401-5318 for gay mortgage advisors and let us help you realize your homeownership goals!