Products and Services

FIRST MORTGAGES

30, 20, 15 and 10 year fixed rate mortgages
Adjustable Rate Mortgages (ARM loans) with fixed periods of 6ms, 2, 3, 5, 7 and 10 years.
100% loan to value, first time home buyer programs
Specialized programs for the self-employed
Jumbo loans ($417,000 & up) – 30, 20, 15 and 10 year fixed rates
Jumbo ARMS – 3, 7, and 20 year Adjustable Rate Mortgage
Interest only programs
Cash out refinancing to 100% of a property's appraised value
Flexible solutions for those with less then perfect credit

SECOND MORTGAGES AND HOME EQUITY LINES OF CREDIT (HELOCS)

Debt Consolidation - up to 100% loan to value.
Home Improvements - can be used for remodeling kitchens, baths, new flooring, swimming pools or room additions (to name a few).
Combination / Debt Consolidation & Home Improvement - pay off debt - and receive money to do home improvements.
No income verification with 100% CLTV or less and an excellent credit history

CONSTRUCTION LOANS